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​Open an Account

Opening an account is easy. The first step is to fill out the secure online membership application. You’ll need to have two pieces of ID on hand, as well as your Social Insurance Number. Once you’ve submitted your application, you’ll hear from an advisor within 1 business day to set up a time to complete the account opening process.

 
                    
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No Fee Account

The perfect account for all of your day to day banking needs, without the fees.

Key Information

Account Features

  • No monthly fees.

  • Unlimited free deposits, withdrawals, bill payments, pre-authorized payments, and cheque clearing.

  • Unlimited free point-of-sale transactions.

  • Unlimited free ATM transactions at SCU and The Exchange Network® ATMs.

  • Free Mobile Remote Deposit Capture  - Deposit  Anywhere®.

  • Free online and mobile banking.

Unique Benefits

If you’re a youth, student or senior you get additional benefits on this account. Please see below for details.

 
                    
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Personal 1 Account

Earn interest on your account balance with all the conveniences of a chequing account. If you maintain a monthly balance of $1000 or more, all transaction fees are waived.

Key Information

Account Features

  • Earn interest on your balance of $1000 or more. See Rates & Fees for details.

  • No monthly fee. Only pay for the services you use. If your account balance is $1000 or more for the month, the following transaction fees are waived: self-serve utility bills, withdrawals, cleared cheques, point-of-sale transactions, ATM withdrawals at an SCU ATM or The Exchange Network ATMs, and all pre-authorized payments. 

  • Low per transaction fees for withdrawals, bill payments, pre-authorized payments, cheque clearing, point-of-sale purchases and ATM transactions.

  • Free online and mobile banking.

Unique Benefits

If you’re a youth, student or senior you get additional benefits on this account. Please see below for details.

 
                    
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Plan 24 Savings Account

This account helps you save for a rainy day while still having easy access to your money. Earn interest on your savings and only pay for the services you use.

Key Information

Account Features

  • Earn interest on your balance. See Rates & Fees for details.

  • No monthly fee. Only pay for the services you use.

  • 3 free withdrawals per month.

  • Low per transaction fees for withdrawals, point-of-sale purchases and ATM transactions.

  • Free online and mobile banking.

Unique Benefits

If you’re a youth, student or senior you get additional benefits on this account. Please see below for details.

 
                    

​​Youth Benefits

For members aged 0-17. These benefits can be applied to a No Fee, Personal 1 or Plan 24 account.

Account Features

  • No monthly fees.

  • Unlimited free deposits, withdrawals.

  • Unlimited free point-of-sale transactions.

  • Unlimited free ATM transactions at SCU and The Exchange Network® ATMs.

  • 5 free e-Transfers per month.

  • Free online and mobile banking.

  • Option of free monthly paper statement.

For members aged 17-25. These benefits can be applied to a No Fee, Personal 1 or Plan 24 account.

Account Features

  • No monthly fees.

  • Unlimited free deposits, withdrawals, bill payments, pre-authorized payments and cheque clearing.

  • Unlimited free point-of-sale transactions.

  • Unlimited free ATM transactions at SCU and The Exchange Network® ATMs.

  • 5 free ATM withdrawals per month from any ATM (not SCU or The Exchange Network® ATMs).

  • 5 free e-Transfers per month.

  • Free online and mobile banking.

For members aged 60+. These benefits can be applied to a No Fee, Personal 1 or Plan 24 account.

Account Features

  • No monthly fees.

  • Unlimited free deposits, withdrawals, bill payments, pre-authorized payments and cheque clearing.

  • Unlimited free point-of-sale transactions.

  • Unlimited free ATM transactions at SCU and The Exchange Network® ATMs.

  • 2 free Bank Drafts per month.

  • Free online and mobile banking.

  • Option of free monthly paper statement.

 
 
 
                    
Wallet with american hundred dollars bills

US Account

A great account to hold US funds in, with the ability to write cheques in US dollars.

Key Information

Account Features

  • Earn interest on your balance. See Rates & Fees for details.

  • Funds held in US dollars and are protected from fluctuating exchange rates.

  • No monthly fee.

  • Low per transaction fees for withdrawals and cheque clearing.

 
                    
 
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Member Advisor

 

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