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Centra Gold credit card: free gift when you apply.

Apply for a Centra Gold Mastercard® and you'll receive:

First Year Annual Fee Rebate*
1,000 Reward Points*

A Special Gift*

Apply in branch or online between November 18th and December 31st
Promo Code: GOLD2024

*Terms and conditions apply.
®Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

 
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CardWise

Manage your SCU Mastercard® with security and ease. View your balance, customize transaction alerts and controls, block merchants, and more - all in one place.

Login to CardWise

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AutoPay

Have your credit card payments automatically deducted from your account each month. Set up AutoPay in your CardWise account.

Login to CardWise

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Ways to Pay

Apple Pay, Google Pay, and Samsung Pay. Your credit card can be used to pay on the go at participating merchants, in apps and on the web.

 

Choose the Right Card

Need help choosing the card that's right for you? Answer a few questions to find out which card will best meet your needs.

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Centra Gold Mastercard

Centra Gold Mastercard®

A perfect balance of premium rewards and low rates.

Key Information

  • Annual fee of $50.

  • Interest rate (fixed) of 12.99% on purchases.

  • Earn rewards on every purchase: 1 point for every $1 spent. 

 
 

 

 
Cash Back Mastercard

Cash Back Mastercard®

Earn cash rewards for everyday purchases.

Key Information

  • No annual fee.

  • Interest rate (fixed) of 20.99% on purchases.

  • Earn 1 point per $1 spent on grocery, gas & sustainable transit, select recurring bills & digital streaming purchases, and 0.5 points per $1 spent on all other purchases.

 
 

  

 
Classic Mastercard

Classic Mastercard®

Credit card convenience. Simple, easy and smart.

Key Information

  • No annual fee.

  • Interest rate (fixed) of 13.99% on purchases.

  • Includes mobile device insurance, purchase protection and extended warranty.

 
 

 

 
US Dollar Mastercard

US Dollar Mastercard®

Carry the card that’s as rewarding as your US travel.

Key Information

  • Annual fee of $50.

  • Interest rate (fixed) of 19.99% on purchases.

  • No currency conversion fees on purchases in US dollars.

 
 

 

 
World Mastercard

World Mastercard®

A wide world of privileges. Expand your world with generous reward points.

Key Information

  • Annual fee of $120.

  • Interest rate (fixed) of 20.99% on purchases.

  • Enjoy best-in-class travel services and insurance coverages.

  • Premium access to 2,000+ Priceless Cities® experiences.

 

 

 
Cash Back World Elite Mastercard

Cash Back World Elite Mastercard®

A premium card for your everyday life.

Key Information

  • Annual fee $120.
  • Interest rate (fixed) of 20.99% on purchases.
  • Bonus rewards points on groceries, digital streaming, sustainable transit, and more.
  • Valuable insurance benefits including: travel insurance, purchase protection, and extended warranty.
  • World Elite Mastercard Exclusive Benefits.
 

 

 

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